Our Services
We offer expert advice in a holistic manner, covering amongst other things, the following key decision areas.
Personal & Corporate advice
- Retirement planning – This would incorporate individual, Group and Executive Pension Plans, Stakeholder Pension, Employee Benefit Schemes and Annuity advisory service.
- Mortgage arrangement service and Financial re-engineering* – incorporating first and second time buyers, remortgage, debt consolidation and commercial financing.
- Life assurance and protection planning – including all forms of family protection, income and disability protection, estate planning and business protection.
- Mortgage Conveyancing – offered through a nationwide network of solicitors at specially negotiated rates.
- Will writing – offered via vetted third party agencies at specially negotiated rates.
- Investment planning – including regular and single premium products.
- School fees planning.
- Overseas & Holiday Investment Property Purchase - at various exotic locations offered via specialist property developers at specially negotiated terms.
- Key event advisory service - on issues such as redundancy & retirement.
*Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up payments on your mortgage.
Our objective is to deliver a high quality face to face financial planning service to each of our corporate and individual clients.
To you fulfil that vision, using our experience and technical skills we work very closely with you as our clients and we strive to:
- Understand your needs by carefully listening to and assessing your current and future objectives by going through with you a diligent process of two-way review discussion;
- Bring clarity to your goals by carefully analysing your circumstances and needs;
- Identify, evaluate and prioritise your specific needs and objectives.
- Create a clear plan of action which enables you to take better control of your financial affairs and reach your objectives.
- Research the entire market place to provide the most suitable product solutions available whilst equally delivering value for money and to you make and save money.
- Review future progress against the planned strategies and adjust to change as required. We do this by establishing with you an enduring lasting relationship built upon outstanding personal service and trust.
We operate in an increasingly complex world. Changes in legislation and regulatory environments are matched by equally far reaching social and technological change. In such a fast moving environment Acorn Financial Advisers can act as your trusted financial planning partner and help you to interpret what may affect you and what won’t and how to take advantage of opportunities that are available.
Why use an Independent Financial Adviser?
Independent Financial Advisers (IFAs) are able to offer whole of market solutions by evaluating products and product providers available in the entire marketplace - making sure you get the superior value for money for your individual and corporate needs.
Our activities are governed by rules laid down by the Financial Services Authority; the government appointed watchdog for the UK financial services industry and their rules oblige us to provide advice most suited to your personal requirements and your risk tolerance. When financial products are recommended we take into account, amongst other things, the benefits provided, terms offered, charges, flexibility, service and financial strength.
From a regulatory point of view, we are able to demonstrate that we have given suitable advice to you. This means that we have to gain a full understanding of your circumstances and requirements before helping to choose any financial product solutions. This also means that you are offered protection in the unlikely event that something goes wrong as a result of the advice that you are given or a financial product that we arrange for you. It is worth highlighting the fact that we champion the Association of Independent Financial Advisers’ message to the general public that “No advice means, no protection.
Want to know more? Please look at the comprehensive explanation of the range of products and services that we advise on.
Legal disclaimer
These pages provide generic information about various aspects of financial services advice that we provide as well as possible areas of clients’ financial planning needs. We hope they are helpful to you but they do not, on their own, add up to proper investment advice and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. They are not detailed or comprehensive enough to enable you to make an informed decision which is tailored to your circumstances and needs. Please contact us now for tailored advice.